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Engineering

Protect your capital equipment with inspection, damage and breakdown insurance. Engineering insurance provides protection against electrical and mechanical breakdown for most machinery and plant including computers, lifts and boilers.

Some of the most common things covered by an engineering policy include:

  • Inspection – owning certain plant and machinery puts you under legal obligations to make sure it’s safe to use and fit for purpose
  • Machinery and plant – to cover plant, machinery and tools against accidental damage, malicious damage or theft
  • Contract works – provides cover for your business whilst working on a contract site either on a temporary or permanent basis. The policy can provide cover for any scaffolding, tools and/or materials which are damaged or stolen whilst contracting at the site
  • Deterioration of stock
  • Sudden and unforeseen damage – cover can be extended to self damage, damage to surrounding property, third party and business interruption